Borrowing for the first time on SCS Credit is subject to a 100% discount on the use of the loan for the first 30 days of receiving the loan.
Borrowing for the first time on SCS Credit will be subject to a 100% discount on the use of the loan for the first 30 days. For example, borrowing EUR 300 after 30 days will cost you EUR 300. If you choose to pay a minimum monthly payment, all this amount will be redirected to the principal. In the following months, the minimum monthly payment will include both the principal and the interest on the use of capital. The minimum monthly payment (except last month) will be at least 20 EUR, depending on the amount of the loan
Repay the loan all at once or in installments
You have the option to repay the loan in several installments with minimum monthly payments. In this way, you will gradually reduce the amount of the loan.How fast will the loan amount be credited to my bank account?
If your account is with USP Bank, CTI Bank or UVM bank, you will receive the money in your account within 10 minutes (98% of cases) after reviewing and approving your credit application during SCS Credit business hours. Interbank transfers are executed within 1 business day if the application is approved on a working day until noon. 15:30, the transfer is received on the same day if after 15:30 or on the next business day. In the event of technical problems in the banking system, the receipt of money may take longer.
Is it possible to pick up an additional amount on an existing loan?
If you have an active loan and the available credit limit is equal to or greater than 20 EUR, you have the opportunity to receive an additional amount on the existing loan by applying for an additional amount on your SCS Credit profile or calling the information line 80909999. Upon receipt of the additional amount, the term of your loan repayment unchanged. You will receive a new loan repayment invoice, which will include both an existing and an additional loan.
You control everything
On the website, user profile you can see all information about your loans and bills, as well as great offers and more.Increased credit limit up to 500 EUR.
Up to now, the maximum credit limit is 215 EUR, now up to 500 EUR.